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HGV (©StockStory)

3 Small-Cap Stocks We Find Risky


Jabin Bastian /
2026/02/08 11:33 pm EST

Investors looking for hidden gems should keep an eye on small-cap stocks because they’re frequently overlooked by Wall Street. Many opportunities exist in this part of the market, but it is also a high-risk, high-reward environment due to the lack of reliable analyst price targets.

These trade-offs can cause headaches for even the most seasoned professionals, which is why we started StockStory - to help you separate the good companies from the bad. That said, here are three small-cap stocks to avoid and some other investments you should consider instead.

Hilton Grand Vacations (HGV)

Market Cap: $4.08 billion

Spun off from Hilton Worldwide in 2017, Hilton Grand Vacations (NYSE:HGV) is a global timeshare company that provides travel experiences for its customers through its timeshare resorts and club membership programs.

Why Do We Pass on HGV?

  1. Number of members has disappointed over the past two years, indicating weak demand for its offerings
  2. Waning returns on capital from an already weak starting point displays the inefficacy of management’s past and current investment decisions
  3. High net-debt-to-EBITDA ratio of 11× could force the company to raise capital at unfavorable terms if market conditions deteriorate

Hilton Grand Vacations’s stock price of $47.64 implies a valuation ratio of 11.3x forward P/E. Dive into our free research report to see why there are better opportunities than HGV.

Methode Electronics (MEI)

Market Cap: $321.9 million

Founded in 1946, Methode Electronics (NYSE:MEI) is a global supplier of custom-engineered solutions for Original Equipment Manufacturers (OEMs).

Why Do We Think MEI Will Underperform?

  1. Flat sales over the last five years suggest it must find different ways to grow during this cycle
  2. Shrinking returns on capital from an already weak position reveal that neither previous nor ongoing investments are yielding the desired results
  3. 6× net-debt-to-EBITDA ratio shows it’s overleveraged and increases the probability of shareholder dilution if things turn unexpectedly

At $9.08 per share, Methode Electronics trades at 147.2x forward P/E. If you’re considering MEI for your portfolio, see our FREE research report to learn more.

Navient (NAVI)

Market Cap: $964.8 million

Spun off from Sallie Mae in 2014 to handle the company's loan servicing and collection operations, Navient (NASDAQ:NAVI) provides education loan servicing and business processing solutions that help manage federal student loans, private education loans, and government services.

Why Should You Sell NAVI?

  1. Customers postponed purchases of its products and services this cycle as its revenue declined by 19.2% annually over the last five years
  2. Earnings per share have dipped by 16.1% annually over the past five years, which is concerning because stock prices follow EPS over the long term
  3. Debt-to-equity ratio of 19.3× is concerningly high, indicating excessive leverage that could limit financial flexibility

Navient is trading at $10.07 per share, or 14.1x forward P/E. Check out our free in-depth research report to learn more about why NAVI doesn’t pass our bar.

Stocks We Like More

Your portfolio can’t afford to be based on yesterday’s story. The risk in a handful of heavily crowded stocks is rising daily.

The names generating the next wave of massive growth are right here in our Top 9 Market-Beating Stocks. This is a curated list of our High Quality stocks that have generated a market-beating return of 244% over the last five years (as of June 30, 2025).

Stocks that made our list in 2020 include now familiar names such as Nvidia (+1,326% between June 2020 and June 2025) as well as under-the-radar businesses like the once-small-cap company Exlservice (+354% five-year return). Find your next big winner with StockStory today.